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Skip-A-Pay

Give yourself a break from loan payments.

We get it: life happens, and sometimes your money has to go to more important things. First Florida has you covered when you need to hit pause on a loan payment.

Our Skip-A-Pay feature allows you to skip up to two months of loan payments within 12 months. For a fee of $25 per request, Skip-A-Pay offers a quick and convenient solution to free up money when you need it.

How it works:

  • Available for Auto, RV, Boat, Motorcycle, Personal, Certificate-Secured, Share-Secured, and Home Improvement Loans 
  • Skip up to two months of loan payments per qualified loan within a rolling 12-month period
Enjoy a breather from your loan so you can focus on other things. Whether you’re scheduled for monthly, bi-weekly, or weekly installments, this service lets you enjoy up to 28 days payment-free for each skip.

Skip-A-Pay excludes Mortgages, Home Equity Loans, Home Equity Lines of Credit, Personal Lines of Credit, Holiday Loans, Credit Cards, and Business Loans.

Getting started:

  • The fastest way to request Skip-A-Pay is within Online or Mobile Banking under the “Loan Services” tab
  • Select which loan payment you would like to skip and from which single share account you will pay the $25 fee
  • Hit “Submit,” and a member support representative will respond within 1 business day
The $25 fee must be available in your Checking, Savings/Prime Share, or Money Market account at the time of request. First Florida also offers Zelle® for a quick transfer from another financial institution to fund your account. 

If you haven’t enrolled in Online Banking or downloaded the Mobile Banking App, you can quickly do so now for convenient access to the Skip-A-Pay service. 

Download our Mobile Banking App Now.

Download on the App Store Get it on Google Play


For additional information or help with your request: 

  • Call (800) 766-4328 
  • Stop by a branch or schedule an appointment
  • Skip-A-Pay Frequently Asked Questions

    How soon can I request Skip-A-Pay before my loan payment is due?
    Can I skip two payments in a row?
    How soon after getting my loan am I eligible to skip a payment?
    Is a Share Secured Loan eligible for Skip-A-Pay?
    Can I schedule Skip-A-Pay for a particular month?
    What should I do if I schedule my loan payments to happen automatically?

    Offer does not apply to Mortgages, Home Equity Loans, Home Equity Lines of Credit, Personal Lines of Credit, Holiday Loans, Credit Cards, and Business Loans. All loans must be current to qualify, and account must be in good standing. Skip fee applies to each loan, per skip. Members may skip up to two months of loan payments per loan (payments will be skipped for up to 28 days each skip) within a rolling 12-month period. The $25 skip payment fee will be deducted automatically from your Checking, Savings/Prime Share, or Money Market account. If funds are not available at the time of request, the payment will not be skipped. Skip-A-Pay will extend the loan(s) past maturity. Skip-A-Pay will not affect your payment record since the skipped payment will be added to the end of the loan. Interest will continue to accrue on the outstanding balance and may increase the total amount of finance charges you pay. 

    NEW PAGE CURRENTLY BEING DEVELOPED

    A new streamlined FFIS page will be launched soon.

    In the meantime, to access your accounts, visit

    https://myaccountviewonline.com/login/

    or call (800) 766-4328, x8806.