Home Improvement Loan
Give Your Home Project the Go-Ahead
You love taking care of your home, and that’s why we’re offering a simple Home Improvement Loan to help make your vision a reality.
We know it takes time to build equity. That’s why a First Florida Credit Union Home Improvement Loan is an alternative to a traditional Home Equity Loan or Line of Credit.
Our Home Improvement Loan does not require equity or an appraisal
and features no closing costs. It works like a personal loan and with a competitive, fixed Annual Percentage Rate.*
A Home Improvement Loan is designed to be a simple way to borrow, specifically for home improvement projects. Features include:
- Repayment terms up to 10 years*
- Minimum loan amount of $10,000 and a maximum of $50,000**
- Up to 20% of the home’s estimated value may be borrowed†
- All proceeds are distributed to the borrower(s) at the time of closing (closed-end loan)
- No lien (a lien is not placed on the property)
A description of the home improvement project and a cost estimate or proposal from a contractor is required at the time of application.
Apply for a Loan Today!
- Apply Online
- Stop by a branch or schedule an appointment
- By phone – call (800) 766-4328
† Based on Zillow estimate.