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Boat Loans

Make that dream purchase now with a boat loan.

Hit the waterways with a boat loan from First Florida Credit Union. If you’re considering a boat purchase or refinance, we are here to help. Then enjoy our many waterways with the family in tow or just drop anchor and enjoy the great weather.

Find the Right Boat Loan for You

Apply for a Loan Today

Boat Loan Rates (new & used)

Rates effective as of 2/17/2025
Daily Periodic RateApproximate TermAPR* as low as
0.01986%up to 72 months7.25%
0.02123%73-120 months ($35,000 minimum)7.75%
0.02534%121-180 months ($50,000 minimum)9.25%

*APR = Annual Percentage Rate. APR includes a .25% automatic-pay discount. Your rate will be based on your creditworthiness. Please contact the credit union to find out what rate you qualify for and what criteria we use to qualify you for a certain rate.

Payment Example: A $20,000.00 loan at 7.25% APR would require monthly payments of $24.07  per thousand borrowed for 48 months. Total interest paid is $3,103.71, total amount paid is $23,103.71. 

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NEW PAGE CURRENTLY BEING DEVELOPED

A new streamlined FFIS page will be launched soon.

In the meantime, to access your accounts, visit

https://myaccountviewonline.com/login/

or call (800) 766-4328, x8806.